Update Releases
2.0.0.63 - 8/16/2010
-Fixed error in Import from Excel routine. If the payment info was valid, but MLP couldn't match the loan it would import payments that were orphaned from all the loans in the portfolio. Now it just ignores valid data if it doesn't match a loan (like it was supposed to - I changed a "<" to a "<=" to fix the problem.)
-Added handling to the gross receipts report so it will ignore any such orphaned payment records.
2.0.0.62 - 7/22/2010
-Made the Replace All Lenders utility (formerly a secret hotkey) accessible under the tools menu. This command is helpful if you deleted a lender that had loans attached to it.
-Added Remove Payment Records under the Tools menu. This command removes all payments from the entire portofolio. Use with care!
2.0.0.61 - 7/20/2010
-Added ability to preview and print 2010 1099-MISC forms.
-Added ability to import payment history from Excel, and CSV files.
Many thanks to the investors with the BH Cars Financing Department for sponsoring this very useful addition!
-Added option to export loan yields report to CSV file
2.0.0.60 - 7/8/2010
-Added ability to preview and print 2010 1098 forms.
2.0.0.59 - not publicly released - these upgrades became publicly available with 2.0.0.60 release
-Added Multilender Investment Analysis Report.
-Added Export to CSV option for ExtendedPaymentDetail, IncomeAnalysis, MultilenderInvestmentAnalysis, and MultilenderIncomeAnalysis reports
2.0.0.58 - 2/11/2009
-Removed commas from 1099 forms.
-Increased font size on 1098 and 1099 printing.
2.0.0.57 - 2/11/2009
-Removed commas from 1098 forms.
-Fixed Loan Yields Reports to display the amount of late fees paid, not late fees assessed.
2.0.0.56 - 1/26/2009
-Fixed Rule of 78s Prepayment Penalty Calculations.
2.0.0.55 - 1/13/2009
-Added handling to separate payments and fees before interest begins from payments and fees after interest begins.
-Added support for 2008 and 2009 IRS Form 1098 and Form 1099-MISC printing.
2.0.0.54 - 10/21/2008
-Adjusted the logic which determines the payment amount when changing the regular payment on a loan.
-Changed < to <= to include payments on the end date for Multilender Summary of Loans reports.
2.0.0.53 - 9/22/2008
-Added a bunch of code to optimize the use of Moneylender over a network with read-only account.
2.0.0.52 - 8/26/2008
-Fixed a typo in the Loan Yields report.
-Added option to show payment Description in Manage Payments dialog.
-Added Manage Payments option to List of Loans contect menu (pop-up menu).
-Added Deferral Markert payment type, allowing MLP to record normal $0 payments in addition to actual payment deferrals.
-Enabled negative amounts for Interest Adjustment type payment records.
-Disabled date options on Loan Yields report (since it didn't change the report anyway).
-Made the Manage Payments dialog bigger.
-Added icons for new Payment Types for Manage Payments dialog.
-Added record cacheing to improve performance when loading, and on multiuser network installations.
2.0.0.51 - 1/28/2008
-Added three-up IRS form 1098 printing.
-Fixed issue with deleted lenders preventing form from loading all records.
2.0.0.50 - 1/28/2008
-Added support for printing 1098s broken out by multilender settings, and support for printing to federal 1098 forms (under Other Records menu)
-Fixed an error in the Loan Totals and Loan Yields calculation logic.
2.0.0.49 - 12/6/2007
-Added support for printing 1099-MISC statements for your lenders (Other Records > Print 1099-MISC Forms)
-Fixed the code that validates records and allows manual repairs of damaged portfolio files (sorry everybody!)
-The Complex/MultiLender Summary of Loans Report now totals up the discount earned for each lender and the entire portfolio.
-Added a dialog that allows you to select a new template for Quicknotes when the template they were tied to is deleted.
2.0.0.48 - 10/19/2007
-Fixed layout of Next and Back buttons in the wizards when screen font size is changes
2.0.0.47 - 10/19/2007
-Fixed long pauses caused by QuickNote pop-up code in portfolios with many quicknotes or statement records
-Added "Edit Custom Vallues" to the right-click menu on the List of Loans
-Added the loan's current regular payment amount to the Collections Report
-Added "Edit Borrower" and "Edit Lender" to the right-click menu on th eList of Loans
-Added "Show Borrower's Loans" button to the Manage Borrowers Dialog (Other Records > Manage Borrowers)
-Fixed error that prevented the Portfolio Setting dialog from working sometimes
-Fixed error in Lender Wizard (Notes weren't saving)
-Fixed error: Interst-is-Payment loans can sometimes compute negative regular payments, which crashed the Loan Wizard's #7 Dialog
2.0.0.46 - 7/9/2007
-Added option to advance statement to next period based on upcoming payment due date, instead of the number of days after the last due date
-Added option to print a report for all open loans on all loan-type reports (like Payment Detail, but not Summary reports, like Cash flow or SOLs)
-Revised lender association records for multilender loans to eliminate the need to recalculate each loan when rendering a multi-SOL report (for Discount earned calculations) more
2.0.0.45 - 7/2/2007
-Fixed Loan Wizard dialog not saving the Skip Interest on 31st setting.
2.0.0.44 - 6/22/2007
-Fixed interest schedule for Construction Loans from Make a Loan dialog
-Added Interest Adjustment payment type
-Added "Skip Day 31 Interest" option for daily interest loans
-Added shortcut (Ctrl-M) to the Manage QuickNotes dialog
-Added Custom1 and Custom2 columns to the List of Loans
2.0.0.43 - 5/22/2007
-Fixed code that applies regular payment amounts due to a loan during calculation of Flex Loans.
2.0.0.42 - 5/10/2007
-Fixed error with associating multiple lenders to a loan during computation.
2.0.0.41 - 5/4/2007
-Added the Make a New Loan dialogs to simplify making most common loan types more
-Fixed handling of payments and third party fees with FlexLoans
-Fixed Payment Status so it no longer includes Amount Due and Principal Adjustment type payments in the totals.
-Fixed typo in loan wizard
-Added the current loan balance to the header on many reports
-Fixed handling of amount due for FlexLoans
-Made Compound on Payment Schedule the default for new loans
-Added the Loan Totals report more
-Added Multi-Lender Loan Totals report more
-Added computation of discount earned as column in multi-lender Summary of Loans report more
Follow the links to the topics on the message board where there's details abotu the new stuff.
2.0.0.40 - 4/10/2007
-Added Amount Due Adjustment payment type More Info
-Added Interest is Amount Due loan mode More Info
-Fixed typo in Regular Payment sorting routine code
2.0.0.39 - 4/4/2007
-Stopped the sorting from running every time the page refreshes.
-Set new loans now default to the "Use default" Grace Period setting.
2.0.0.38 - 3/28/2007
-Fixed error that prevented entry of new payments!
-Fixed computation when multiple payments apply to one due date.
2.0.0.37 - 3/27/2007
-Added option to waive late fees on a per-payment basis.
-Added per-loan grace period option.
-Added Amount Due column to Complete Accounting report.
-Fixed error in current year tally computation logic.
-Added ability to tell if multiple regular payments have been applied to one period, and credit fees accordingly.
2.0.0.36 - 3/9/2007
-Fixed problem with Summary of Loans report showing current balance amounts for reports with dates in the past.
-Added Receivables report to show, in addition to other numbers, the estimated monthly receivable by loan, lender, and portfolio.
2.0.0.35 - 2/21/2007
-Added Collections Report. More about this report on the message board.
-The main window now shows the number of open loans, and total number of loans in the system in the status bar at the bottom.
2.0.0.34 - 2/16/2007
-Stopped MLP from including closed loans when printing statements on multiple loans.
2.0.0.33 - 2/9/2007
-Replaced the negative amount for principal addition with the "Principal Adjustment" payment type. More info on the Message Board.
2.0.0.32 - 1/20/2007
-Fixed issue that caused late fees to accumulate on Flex loans even if payments were received.
-Added recording of statements at time of printing. More info on the Message Board.
2.0.0.31 - 1/4/2007
-Fixed a problem with crediting regular payment amounts when payments were below the expected amount.
-Added "Interest Strict" payment type to allow payments to credit towards interest in spite of outstanding third party fees.
2.0.0.30 - 12/19/2006
-Added option to pay off late fees before principal (in the loan Loan Wizard - Principal dialog) regardless of payment amount received, in addition to the default option of paying late fees only if payment is higher than regular payment amount.
-Added some simple error handling to the sorting routines in the main window to improve stability
-Fixed a glitch that cause the payoff amounts to differ when printed from the preview dialog, even though the preview showed the correct amounts.
2.0.0.29 - 11/29/2006
-Added Points Paid setting to loan wizard which is used in 1098 statements
-Added new set of 1098 statements to template share for use with Points settings
-Adjusted amortizer to compute "Apparent" payment one month earlier
-Added error handling to QuickNotes pop-up code
-Improved the logic for determining which QuickNotes to pop-up
2.0.0.28 - 11/21/2006
-Added contextual help button to the toolbar
-Fixed glitch in ratio between weekly, daily, and biweekly interest periods
-Show Closed Loans button causes LOL to refresh automatically
-Setting a future date on a QuickNote will cause a pop-up notice when that date/time arrives.
-Loans can be copied from one portfolio to another.
2.0.0.27 - 11/14/2006
-Any date can be selected for individual third party fees.
-Closed loans show a zero balance in summary of loans reports.
-Amortizer will generate a default regular payment based on a loan's current balance, in addition to the assumed regular and interest payment amounts.
-Loan Summary dialog to quickly review contents of a loan record (right-click in the list of loans)
-Borrower Summary dialog to quickly review contents of a borrower record (right-click in the list of loans)
-Lender Summary dialog to quickly review contents of a lender record (right-click in the list of loans)
-Fixed a bunch of crashes in the payment calculator if a non-numeric value was entered into the different fields.
-Corrected some "upside-down" math which was incorrectly adjusting the ratio of interest to principal for certain schedules.
2.0.0.26 - 10/31/2006
-Added Per Diem Interest Tool
-Statements/Printing Dialog remembers last settings
2.0.0.25 - 10/3/2006
-Fixed error when amortizing or changing regular payment on non-monthly loans.
2.0.0.24 - 9/5/2006
-Added "Pay Off and Close Loan", "Pay Off with New Loan", and "Charge Off and Close Loan" to the payoff calculator dialog.
-Fixed typo in Quarterly Payment DueDate Scheduler (now uses 1 Quarter instead of 3 Minutes!)
-Added Interest Only mode to loans and Regular Payments to force an interest only status for Amortization tables and the interest calculator.
-Fixed code that accounts for additional principal when determining default payment amounts for new Regular Payment settings.
-Revised the Amortization Engine and Regular Payment Dialog to drastically improve accurracy of amortized repayment and interest only settings.
-Added check to cause loans that have matured to assign values to the total due, next payment due, etc.
-Revised code to position Back, Next, and Finish buttons relative to screen size in Wizard dialogs.
2.0.0.23 - 8/29/2006
-Added Loan Yields report
-Added Bar128 barcode font and functionality
-Fixed missing late fees for payments that haven't yet been received in Flexible Payment loans.
-Reversed search order for <del> tag to allow nexting/multiple adjacent tags.
2.0.0.22 - 8/22/2006
-Added <del>, <ldel>, and <tab> tags to allow the removal of succeeding or preceeding characters.
-Fixed windows that did not have "Scale with Windows Font Size" disabled.
-Fixed problem with calculating regular payment for interest on a more frequent schedule than payments.
-Added Flexible Payment loan type to allow lenders to credit payments on the date arrived while managing the loan as a fixed term loan.
-Fixed glitch where MLP added a late fee for every interest cycle for separate interest/payment schedule loans.
2.0.0.21 - 8/15/2006
-Added Template Definition Files for template sharing.
-Added Extended Custom Fields to allow association of extra data with each loan.
-Added <LoanRecentPayment1, 2, 5, and All...> tags for adding information about recently received payments to statements and other communications with borrowers.
-Added autosensing for US/UK dates when program first installs
-Fixed Interest Only glitch where payments that already had principal amounts showing would not show zero after the 2.0.0.20 patch.
-Added statement delay setting to allow users to adjust how many days MLP will wait before advancing to the next billing cycle.
-Fixed indexes to account for deleted object ID's.
2.0.0.20 - 7/18/2006
-Fixed error in payoff calculations based on the incorrect date since the calculator rewrite in 2.0.0.16.
-Added Interest Only designation to payments to allow them to appear only as interest and not influence the amount of outstanding principal.
-Added late fees to deferral markers that show received dates after the grace period.
-Improved the payment management interface to illustrate regular, interest only, and principal payments that are either on time or late.
-Added note when a payment will incur a late fee to the payment dialog.
2.0.0.19 - 7/14/2006
-Fixed problem with incorrect balance and payoff amounts (balance was temporarily showing total due instead of outstanding principal amount).
2.0.0.18 - 7/9/2006
-Fixed problem with "precomputed" tags such as payoff and YTD_Interest, which were broken by the 2.0.0.16 patch.
2.0.0.17 - 7/8/2006
-Fixed problem with statements showing $0 for past due and only Regular Payment for amount due.
-Fixed late fees on late loans where fees are applied against payments not received.
2.0.0.16 - 6/30/2006
-Major revision to the calculation engines which improves stability and consolidates the different algorithms to a single set of routines.
-Changed balance shown in main window to reflect the principal plus interest, late fees, and other charges due, instead of just principal.
-Added setting in Portfolio Settings (under the Numbers Tab) for "Statement Delay" (how long before statement date is advanced to the succeeding month).
-Fixed text to make more sense in the <AskQuestion> Special Tag dialog, which was also reversed.
-Replaced default Windows InputBox with custom form for answering Template Question at print time.
-Debugged some small issues with Question tags
-Allow IDs from deleted objects to affect the MaxID stored in the file index (fixes problems with residual records associating with new records assigned the same ID as a previously deleted record).
2.0.0.15 - 6/20/2006
-Added Extended Payment Detail Report
-Added MultiLender Summary Of Loans Report
-Added MultiLender Income Analysis Report
-Added MultiLender Cash Flow Report
-Fixed error when re-opening a closed loan
-Added Min/Max constraints to date ranges in Lender Association dialog
-Fixed "duplicate record" problem after new update installs
-Fixed <LoanRegularPayment> tag to display regular payment including changes over time
-Fixed list of loans to display the regular payment based on changes over time
-Added code to improve Maturation Date settings when using the Payment Calculator to create a loan
-Removed QuickNote Templates from the list of templates in the Print Statement dialog
-Added option to allow payments to "carry over" if they exceed the regular payment amount
-Fixed tab order on Payment Calculator
-Improved program startup time
-Changed Amount past due to base on the payment cycle, and not on 30 days prior
-Added Portfolio File versioning to determine the need for update management on a per-portfolio file basis
2.0.0.14 - 6/13/2006
-added Multiple Lender / Lender History management with adjustable Purchase Price and Percent Interest over date span of ownership
-added QuickNotes for sending brief, unique notices to borrowers
-added QuickNote Letterhead template type
-approx 50% complete for scanning documents into the portfolio records
-fixed Cash/Accrual setting not being retained between sessions
-added keyboard shortcuts to many menu items
-closed loans now show "- - -" and 0's in many places
-fixed issue with variable interest rates applying properly
-fixed "None" buttons on Borrower screen of Loan wizard
-fixed code when restarting after an update to fully shut down the portfolio before initiating the update routines
-fixed Custom fields not saving in Lender Wizard
-fixed missing regular payment applied to loan's amount due field in irregular initial cycle of amortized loans
-migrated <LoanTodays...> tags to equivalent <Loan...> values
-added <BorrowerAllFormattedName> tag
2.0.0.13 - 6/6/2006
-added Prepayment Penalty computations
-added Rule of 78s payoff calculation
-added Payoff calculator
-added <LoanPayoffTwoDay...> and <LoanPayoffTenDay...> template tags
-added TwoDay Payoff and TenDay Payoff statements to the default templates
-added additional template layout settings to facilitate creating label templates
-added Avery 8160 compatible mailing labels to default templates
-added <LoanNextPaymentLateDate> and <LoanAmountDueIfLate> tags
-fixed balance to show correct amount if accounts become past due.
-fixed the seach borrowers function in the borrower manager.
-removed record sorting in Complete Accounting report to ensure Balance shows logically and linearly
-added Amortization Table with Totals report
-added <GracePeriod> template tag
-fixed Payment Detail report to correctly show late payments
2.0.0.12 - 5/30/2006
-Added Portfolio Snapshot Report
-Added <LoanInterestPaidYDT>, <LoanInterestPaidLastYear>, <LoanPrincipal...>, and <LoanTotalPaid...> tags to template system
-Added "1098 Statement" and "Substitute 1098" templates to the defaults
-Added Complete Accounting Report showing all transactions (including finance charges) against a loan
-Report preview auto-resizes when the window resizes!
-Added "Ask Question" tags to template system, allowing the user to enter information at the time a statement prints.
-Fixed Amortization to acknowledge when first interest cycle is a normal one
-Fixed Tab Order on Payment dialog
-Fixed "Import" button enable when checking Templates to import from another portfolio
-Changed Account Status on Statements from "Paid" to "Current"
-Added period before first payment is due to the Loan Status report
-Added loan status to Summary of Loans report
2.0.0.11 - 5/24/2006
-Fixed Save button for Deferred Payments and Principal Additions
-Fixed math error when determining regular payment amount for weekly and biweekly schedules
-Fixed amount due and regular payment shortcuts, and loan account number display when editing or creating a payment from the payment manager.
-Allow borrowers to have only Company name.
-Added minimum balance outstanding to list of loans report.
-Fixed locking problem when creating new third party from the third party manager.
-Added Third Party Fees report.
-Fixed Third Party Wizard to properly record phone numbers.
-Added new algorithm to calculate Variable Schedule Payments / Interest with Payments and enabled these options in Loan Wizard.
-Fixed the precomputed maturation date for semi-annual payments.
-Added automatic pro-rating of interest for loans that mature before the last payment is scheduled, and last payment is due on maturation date.
2.0.0.10 - 5/16/2006
-Fixed inconsistency in Change Regular Payment dialog
-Added Payment Calculator tool with "Create Loan" button!
-Revised code for Regular Repayment amount calculations and Interest Only Payment calculations to give a number in every interest scenario
-Added "no Rate" Payment Detail Report
-Added Interest Type to allow the rate to refer to either an "Annual Rate", a "Percent of Outstanding Principal", or a "Percent of Initial Principal" which make the program very useful in countries where those types of loans are common.
-Added the Import Template function to the Template manager.
-Changed "LoanTodaysOtherFees" to "LoanOtherFees" in the default Regular Statement to correctly represent the other fees due.
-Added functions to recalculate multiple loans when selected in the list of loans.
-Added option to change the default open folder to "General2" tab of MLP Settings dialog (F2)
-Added option to recalculate loans before printing statements to "General2" tab.
-Upgraded interest and amortization engines to generate amortizations across the new spectrum of supported interest types.
2.0.0.9 - 5/9/2006
-Fixed drawing glitch with shape objects that affected multiple-printings-per-page templates like vouchers
-Added Borrower Name to the Summary of Loans report
-Added Gross Receipts report
-Amortization report hidden when selected loan is not Fixed Term with Interest on Payment Schedule
